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TENNIS Australia

National Insurance Program

Emerging from COVID-19

Capital benefits

This section provides cover for the specified events as set out in the table below.

What are the benefits payable?

$100,000 Maximum per loss.

(limited to 15% of the Capital Benefit for Insured Persons under 16 years of age and over 70  years of age)

Bodily injury sustained by an insured person during
the scope of cover which within twelve calendar months results in: 
The benefits payable will be the following percentage of the Capital Benefit specified in the schedule                                      
 1  Death 100%
 2  Permanent quadriplegia 100%
 3  Permanent paraplegia 100%
 4  Permanent total loss of sight
 two eyes
 one eye		  
100%
50%
 5  Permanent total loss of hearing
 two ears
 one ear		  
75%
25%
 6  Permanent total loss of use of
two arms
one arm		  
75%
35%
 7 Permanent total loss of use of
two legs
one leg		  
75%
35%
 8 Permanent total loss of use of
two or more fingers
two fingers
one finger
one thumb		  
40%
14%
4%
5%
 9 Permanent total loss of use of
two or more toes
two toes
one toe		  
40%
14%
4%
 10  Permanent total loss of
two kidneys
one kidney
spleen
liver
two testicles
one testicle
sexual function 		  
75%
30%
25%
70%
40%
6%
45%
 11 Total & permanent disfigurement shortening of leg
For the purposes of this Event 11 only, 'disfigurement' means disfigurement that extends to more than 20% of the entire external body. The total percentage paid to be at the Insurers sole and absolute discretion.		  7% up to 45%
 12 Any permanent total disability or permanent total loss of use of any body part not shown above will be compensated as a percentage of the Capital Benefit as determined at the sole and absolute discretion of the insurer. Such determination will not be inconsistent with the benefits provided under Events 4-11 inclusive.  up to 90%
 13 Becoming HIV positive but cover for this event is only provided if the infection was as a direct result of playing or participating in the sport nominated in the schedule.  10%
 14 Actual non-Medicare medical expenses incurred following accidental miscarriage or premature childbirth up to maximum 26 weeks of pregnancy. Cover for this event is only provided if the miscarriage or childbirth was as a direct result of playing or participating in the sport nominated in the schedule. Event 14 is subject to deduction of the excess specified in the schedule for medical benefits. Up to 5% 

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.