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PUBLIC LIABILITY

Public and products liability insurance

In any line of work, there is potential for something to go wrong. If and when these accidents happen, you or your business could be held liable.

Public and products liability policies can provide protection if:

  • A third party is injured and you are found to be liable
  • A third party’s property is damaged  and you are found to be liable
  • Public and products defence costs even if you are not at fault
  • A fault with your product occurs, causing a financial loss to a third party, and you are either the manufacturer or the direct importer (and therefore deemed to be the manufacturer under Australian law).

Regardless of the size of your business, public liability claims can be financially crippling, and even when an incident occurs where you are not at fault, you could still incur significant legal costs in defending yourself.

Marsh Advantage Insurance helps arrange public liability insurance that provides protection from public liability claims.

Let us take the burden out of your public liability insurance. Get a quote!

Any statements concerning legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as legal advice, for which you should consult your own professional advisors.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.