Ebola: Crisis Management and US Insurance Considerations

Effective risk management and mitigation techniques — including updated and tested crisis management plans — can help minimize the potential damage of Ebola.

A strong organizational preparedness program includes emergency response, business continuity management, and crisis management.

Although health officials assert that a large-scale outbreak of Ebola in the US is unlikely, you may need to identify, understand, and prepare for the potential risks to your business and employees. Effective risk management and mitigation techniques — including updated and tested crisis management plans — can help minimize the potential damage the evolving Ebola risk could have if it affects you. At the same time, some insurance coverage may provide a measure of protection from financial and operational impacts, although it is important to understand the specifics of individual policies.

In “Ebola: Crisis Management and Insurance Considerations,” we cover:

• Steps to take to take to prepare your organization before Ebola affects your organization.
• What to do if an employee contracts Ebola.
• How insurance, including workers’ compensation, general liability, employer stop-loss, property, business interruption, and environmental coverage, may or may not apply.