Restaurant Delivery Services Carry Distinct Risks

The food delivery and takeout industry is growing, with annual sales into the billions of dollars, according to the Restaurant Marketing & Delivery Association (RMDA) but more restaurants offer delivery options to meet consumer demands, the risks grow as well.  Among the risk management considerations for those offering food delivery services are employee classification, auto and bicycle collisions, theft, general worker safety, and even kidnap and ransom situations.

In “Restaurant Delivery Services Carry Distinct Risks,” our  Food and Beverage Practice covers:

• The most common risks faced by delivery workers, including driving, slips and falls, and thefts.
• Steps to reduce key exposures such as employee classification and delivery exposures, such as auto liability.
• Risk transfer solutions, including employment practices liability insurance, wage and hour solutions, workers’ compensation insurance, auto liability, commercial general liability insurance, commercial general liability insurance, and kidnap and ransom insurance.

Delivery services appear poised to extend their reach and meet growing consumer demands. As they do, the risks will no doubt continue to grow along with the opportunity. By recognizing the need to properly classify workers, striving for safety, and building an effective risk transfer program, you can help ensure that the pizza, wings, and other food arrive on time, your employees remain safe, and your bottom line is protected.