Ebola: US Insurance and Risk Considerations for Health Care Providers

We cover multiple risk scenarios and insurance coverage issues health care providers need to understand when treating Ebola patients.

Insurance coverage — depending on policy language and event specifics — may provide some protection from the financial and operational risks of treating the disease.

Recent cases of medical professionals in the US contracting Ebola present a stark reminder of the danger that infectious diseases pose to health care providers and their employees. Treating Ebola and other infectious diseases puts the industry on the front line for employee safety, environmental exposure, reputational damage, and business disruption, all of which can carry considerable financial costs. Providers cannot fully remove such risks, but they can take steps to limit their effects.

In “Ebola: Insurance and Risk Considerations for Health Care Providers,” we cover multiple risk scenarios you may face when treating Ebola patients and:

• Insurance coverage considerations: workers’ compensation, business interruption, environmental liability, directors and officers liability, general liability, and employer stop-loss.
• Best practices in crisis management.
• Preventative measures to protect your employees.
• Claim considerations.